Northern Community Bank Rebrands from Pennine Community Credit Union

25/07/2025

This week, Pennine Community Credit Union proudly announced its official rebrand to Northern Community Bank.

Over the years, due to common bond expansion, the credit union has grown beyond the areas in which it originally served, welcoming thousands of account holders from across Lancashire and Cumbria from Preston to Penrith, Pendle to Lancaster. This process led to the decision of the name change and rebrand of its fresh new identity.

“We understood we needed to be more inclusive to all the communities we serve,” says Northern Community Bank, CEO Kathryn Fogg. “We look forward to welcoming more account holders from across the North with the same friendly service we have provided since 1982.”

Forming as Nelson Community Credit Union more than 40 years ago with one mission, to help people take control of their money. This is still what drives the team at NCB says President, Gerard Spain.

“We’ve been on an amazing growth journey to serve 17,000 people across the North,” Gerard says. “To be trusted to look after £21 million in assets on behalf of the community is brilliant. Last year we welcomed 1,800 new account holders, with 97% telling us they were happy with the service the Northern Community Bank chapter of our story will continue to put people at the heart of everything we do and help even more people.”

At the launch of the new brand, Chief Operating Officer Tia Warbrick outlined where NCB is heading in 2025 with a strong focus on helping more people grow their savings.

“We will continue to improve the services for the community, whilst aiming to repeat the £1.1m share of profits we returned to account holders in 2025,” Tia said. “We have released a competitive 4.5% 1 year Fixed Term account and new interest-bearing savings account to encourage regular saving, concentrated effort into young savers, whilst continuing to improve the ‘Money Matters’ education suite and made it easier to access affordable lending. Our purpose is to make managing money easier for everyone.”

In its 2025 member survey, 98% of account holders said it was easy to manage their money using the NCB app, online account area, telephone banking or in-branch services.

“Our mission has always been to put people first,” Kathryn added. “As Northern Community Bank, we’re doubling down on that promise – making community banking straightforward, fair, and tailored to each individual’s needs. This name change is about breaking down barriers and opening doors for everyone in our community.”