Consultation Responses

ABCUL has responded to HM Treasury’s Reforming the Senior Managers & Certification Regime consultation

ABCUL has responded to the FCA’s consultation CP25/21: Senior Managers & Certification Regime Review 

ABCUL has responded to the PRA’s consultation CP18/25 – Review of the Senior Managers and Certification Regime (SM&CR)

ABCUL has responded to the FCA’s consultation CP25/23: Deferred Payment Credit (unregulated Buy Now Pay Later): proposed approach to regulation

ABCUL has responded to HM Treasury’s consultation on Consumer Credit Act 1974 (CCA) Reform – Phase 1 

ABCUL has responded to the Financial Conduct Authority’s consultation CP25/16 Quarterly Consultation No.48

ABCUL has responded to the PRA’s Depositor Protection and Bank Resolution (Recapitalisation) Bill Consultation

ABCUL has responded to the Scottish Government’s Community Wealth Building (Scotland) Bill: Call for Views

ABCUL has responded to the Financial Conduct Authority’s consultation CP25/7 – Regulated Fees and Levies Rates Proposals 2025/26

ABCUL has responded to the Prudential Regulation Authority’s consultation CP8/25 – Regulated Fees and Levies Rates Proposals 2025/26.

ABCUL has responded to the CP 24/28 – FCA – Operational incident and third-party reporting consultation.

ABCUL has responded to the CP 17/24 PRA -Operational incident and outsourcing and third-party reporting consultation.

ABCUL has responded to the Debt Recovery (Mental Health Moratorium) (Scotland) Regulations draft: Consultation 

ABCUL has responded to HM Treasury’s Credit Union Common Bond Reform: Call for Evidence

ABCUL has responded to the FCA’s Call for Input: Modernising the Redress System

ABCUL has responded to the FOS’s Plans and budget 2025/26 consultation

ABCUL has responded to the FCA’s fees and levies policy proposals 2025/26 consultation.

ABCUL has responded to HM Treasury’s consultation on the reform and delivery method of the Help to Save Scheme. We would like to thank all of our member credit unions who provided their feedback, views, and completed the survey on the consultation.

ABCUL has responded to the HM Treasury’s consultation being conducted by the Law Commission on the review of the legal framework governing co-operatives and community benefit societies.

ABCUL has responded to HM Treasury’s consultation on the proposed draft legislation for Buy-Now Pay-Later firms.

ABCUL has responded to the proposed amendments to the final guidance FG17/6 on the treatment of politically exposed persons (PEPs) by the FCA as detailed in the guidance consultation GC24/2.

ABCUL responds to Charging Claims Management Companies and other Professional Representatives Consultation

ABCUL responds to the HM Treasury’s consultation on “Enhancing the Special Resolution Regime”.

ABCUL responds to the future spending purposes for dormant asset funding in Wales.

ABCUL responds to the Digital Currencies Request for Information.

ABCUL responds to the CP23/25 – Quarterly Consultation No 42

ABCUL responds to the CP23/20 – Diversity and inclusion in the financial sector.

ABCUL responds to the PRA’s CP22/23 – Occasional Consultation Paper – October 2023.

ABCUL responds to the FCA’s Guidance Consultation on Financial Promotion on Social Media.

ABCUL responds to the HM Treasury’s Help to Save Consultation on Reform.

ABCUL responds to the Scottish Governments Consultation on Community Wealth Building in Scotland.

ABCUL responds to the Treasury’s consultation on draft legislation for the Buy-Now Pay-Later market, that will introduce regulation to this form of credit.

ABCUL responds to the Treasury’s consultation on reforming the Consumer Credit Act 1974, a reform that aims to modernise and simply regulation of the consumer credit market

ABCUL has responded to the FCA’s consultation discussing the future of the credit information market and how to improve the collection of credit information.

ABCUL has responded to the Financial Ombudsman Services annual Plans & Budget consultation, to raise issues around the potential cost of fees for credit unions expanding into the consumer credit market.

ABCUL responds to the Financial Conduct Authority’s quarterly consultation paper, to raise issues related to credit union’s implementation of the Duty.

ABCUL responds to the Prudential Regulation Authority’s proposals to amend its regulatory regime for the credit union sector.

ABCUL responds to the Government’s consultation on the English portion of the Dormant Assets Scheme funding.

ABCUL responds to the Financial Ombudsman Service’s discussion paper on its future funding model.

ABCUL responds to the Insolvency Service’s Consultation on the future of insolvency regulation.

ABCUL responds to HM Revenue & Customs Call for Evidence on the ISA compliance and penalities regime.